The applicant shall submit proof of liability insurance naming the City of Gig Harbor as an additional insured by endorsement. Coverage shall remain in force throughout the event. The insurance shall be written on an occurrence form by an insurance company with a minimum a.m. Best rating of A-VII. The policy shall have primary coverage limits of at least: $1,000,000 Commercial General Liability (per occurrence), $2,000,000 annual aggregate. $1,000,000 Products per occurrence (if food and/or beverage vending is part of the event); $1,000,000 Personal and Advertising Injury, $50,000 each occurrence; $1 000-000-Fire Legal Liability; and $1,000,000 Damage to premises. Liquor liability coverage with a minimum of $1,000,000 is required for events where alcohol is served. Additional permitting may be required where alcohol is served.